Penalty calculator

If a fixed-rate mortgage is terminated before the end of the term, financial institutions charge a penalty. This penalty depends on the refinancing rate, the margins applicable to the customer, the return on reinvestment by the financial institution and management fees. It is good to know that when a bank grants a mortgage, it borrows from the capital market itself. Then it adds its own margin and this is how the mortgage rate is formed for the customer.

Use the penalty calculator to get an estimate of the possible amount of the penalty payment in case of early termination of the mortgage.

Simply fill in the fields below to get an estimate of the costs.

Mortgage savings calculator

Canceling your mortgage contract early doesn't necessarily mean you'll lose money in the long run. Use our mortgage savings calculator to see how much you can save by switching your financing partner.

How much can you save when it comes to your mortgage? Compare the best MoneyPark rate out of the offers from more than 150 providers with an average rate and you will immediately see your potential savings.


Calculate your savings

Costs with your current offer


Costs with MoneyPark mortgage

Max. annual savings

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We compare the offers of more than 150 providers and find the best mortgage together with you. As a result you save on average CHF 2500 per year.

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