Mortgage calculator

 

The mortgage calculator helps you assess whether you can afford a mortgage for a specific property or not. The loan-to-value ratio may usually not exceed 80%, so you have to be able to afford 20% of the property value with your own funds. At the same time, the costs of the mortgage may not be higher than 33% of your gross income. Please note: The results are indications. Our advisors will gladly help you elaborate on your possibilities. Feel free to contact us!

Or would you like to calculate your personalized interest rates?

1

Loan-to-value ratio

Your information

 

Interest rate

5%
 

Your loan-to-value ratio is

Please fill in the required information to see your results.
Amount of mortgage
CHF
Amount of mortgage
Own funds
Own funds
chf
 
 
 
 
 
Minimum
own funds
 
Own funds
CHF
2

Affordability

 

Interest rate

5%
 

Your mortgage is

Affordable Hardly/Not Affordable

Total monthly payments

CHF

of your income will be used to cover your mortgage payments.

Your mortgage is

Affordable Hardly/Not Affordable
Affordability limit
 
 
 
 
Your affordability

Your loan-to-value ratio is

Amount of mortgage
CHF
Total monthly payments
CHF
Monthly interest payments
 
chf
 
+
Maintenance and additional costs
 
chf
 
+
Amortization costs
 
chf
Total monthly payments
= CHF
3

Calculate your savings

Select a product:
MoneyPark rate
 
Standard rate
Mortgage volume
0 5'000'000

Costs with standard mortgage

 
CHF

Costs with MoneyPark mortgage

 
CHF
Max. annual savings with MoneyPark
CHF
4

Contact us

How would you like to receive advice? *
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Invalid phone number. Please use the following format: 079 123 45 67 This field is required

In this field you can add optional information on the following topics:

  • Name of the person who referred you to MoneyPark
  • Name of an advisor that was recommended to you
  • Voucher code

With the MoneyPark mortgage calculator, you can easily assess if you can afford your dream property and how much of a financial burden this would put on you. Your loan-to-value ratio and affordability play an important role. The loan-to-value ratio describes the amount of a mortgage loan in relation to the property’s value. Affordability describes the ratio between the borrower’s gross income and the expenditure for the property. As shown by our mortgage calculator, your own funds usually have to cover at least 20% of the property value, meaning that your loan-to-value ratio should not exceed 80%. Regarding affordability, your monthly mortgage payments should not exceed 33% of your monthly gross income. Since the development of mortgage rates is not steady, mortgage rates change quite often. This is why we use a calculative mortgage rate of 5% and a payback period of 15 years for our affordability calculation. After you have used our mortgage calculator to assess if you can afford the respective property, it is time to get competent in-person mortgage advice. The MoneyPark mortgage advice is not limited to the comparison of interest rates of different providers. Together with you, we elaborate the optimal mortgage strategy for your needs. Because we have Switzerland’s largest network of mortgage providers at our disposal with a comprehensive overview on all mortgages available (LIBOR mortgage, variable-rate mortgage, fixed-rate mortgage and swap mortgage). We get you the optimal financing partner, the lowest interest rates and therefore the best terms available on the market. Do you wish to get competently advised by one of our mortgage experts in one of our branches? Call 0800 220 440 to make your personal appointment today and start benefitting from Switzerland’s most advanced mortgage advisory. You can access more information on mortgages in the information section of our website.